Ladd Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Car insurance rates in Urbana, are constantly changing and it's a good habit to get comparison quotes once a year or more to help guarantee you're still getting a good deal.

Call Ladd Insurance at (937) 653-3865 or talk to them in Urbana for more information.

Frequently Asked Questions

• How can I find an agent in Urbana?
• If I file a claim will my rates go up?
• What are minimum liability requirements in Ohio?
• Is Allstate cheaper than State Farm?
• What is the difference between comprehensive and collision coverage?