LTO Ny Inc

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your physical damage deductibles to save on premiums Car insurance rates are lower when you agree to pay a higher deductible at claim time.

Call LTO Ny Inc at (201) 964-1400 or talk to them in Lyndhurst for an insurance review.

Frequently Asked Questions

• How can I find an agent in Lyndhurst?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?