LTM Assoc

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Auto insurance is more affordable when you choose to pay a little more out-of-pocket at claim time.

Call LTM Assoc at (706) 886-9613 or talk to them in Toccoa for more information.

Frequently Asked Questions

• How can I find an agent in Toccoa?
• Why do I need liability insurance?
• Can I drive on a suspended license in Georgia?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?