LTCI Marketplace

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. Most companies that offer coverage in New York, and more specifically Rochester, give discounts when you combine your policies with the same company. Call LTCI Marketplace at (585) 473-6730 or go to their location in Rochester to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Rochester?
• Why do I need liability insurance?
• What are minimum liability requirements in New York?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?