LTC Solutions

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Monterey, talk to your agent about increasing your physical damage deductibles to reduce your premiums Auto insurance is cheaper if you plan to pay slightly more at claim time.

Call LTC Solutions at (831) 373-7050 or talk to them in Monterey for an insurance review.

Frequently Asked Questions

• How can I find an agent in Monterey?
• Why do I need liability insurance?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?