LTC Advisors

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Billerica, talk to your agent about increasing your comprehensive and collision deductibles to save money Car insurance rates are lower when you agree to pay slightly more at claim time. Call LTC Advisors at (978) 262-0060 or talk to them in Billerica for more information.

Frequently Asked Questions

• How can I find an agent in Billerica?
• Why do I need liability insurance?
• What are minimum liability requirements in Massachusetts?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?