L D Krause Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Monticello, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance costs less if you plan to pay slightly more at claim time.

Call L D Krause Insurance at (763) 295-4003 or talk to them in Monticello for insurance options.

Frequently Asked Questions

• How can I find an agent in Monticello?
• Why do I need an insurance agent?
• What are minimum liability requirements in Minnesota?
• Should I carry full coverage?
• What is an SR-22 requirement?