Kramer Agency

Tips for Finding an Agent

• Check online sites like Yelp and Facebook
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. The majority of insurance companies in Bismarck may give you savings of up to 20% or more when you combine your policies with the same company. Call Kramer Agency at (701) 255-4502 or go to their location in Bismarck for more information.

Frequently Asked Questions

• How can I find an agent in Bismarck?
• How much liability insurance should I have?
• What are minimum liability requirements in North Dakota?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?