Kozma Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive insurance agents cannot quote more than one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Try combining your home and auto coverage together for additional discounts. Most insurance providers that sell insurance in Garfield give discounts when you have multiple policies with the same company.

Call Kozma Insurance at (973) 478-7111 or go to their location in Garfield for more information.

Frequently Asked Questions

• How can I find an agent in Garfield?
• Should I raise my deductibles?
• Who has the cheapest car insurance in New Jersey?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?