Koetting Insurance & Resource

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

When shopping for car insurance in Germantown, talk to your agent about increasing the comprehensive and collision deductibles to lower your rates Auto insurance is more affordable if you are willing to pay slightly more at claim time. Call Koetting Insurance & Resource at (618) 523-4553 or talk to them in Germantown to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Germantown?
• Should I raise my deductibles?
• What are minimum liability requirements in Illinois?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?