Klum Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive insurance agents cannot quote more than one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Try combining your home and auto coverage together to get a multi-policy discount. Most companies that offer insurance in Ohio give discounts when you have multiple policies with the same company.

Call Klum Insurance at (937) 294-2801 or go to their location in Kettering to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Kettering?
• Why do I need an insurance agent?
• Who has the cheapest car insurance in Ohio?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?