Kim Z Gardner State Farm Ins

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the comprehensive and collision deductibles to save on premiums Car insurance costs less if you are willing to pay a little more out-of-pocket at claim time.

Call Kim Z Gardner State Farm Ins at (434) 528-2845 or talk to them in Madison Heights to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Madison Heights?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Virginia?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?