Kim Emerson Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to lower your rates Car insurance costs less when you choose to pay a little more out-of-pocket at claim time. Call Kim Emerson Insurance at (806) 783-9517 or talk to them in Lubbock for more information.

Frequently Asked Questions

• How can I find an agent in Lubbock?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Texas?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?