Ken Payne

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your physical damage deductibles to save money Car insurance rates are lower when you choose to pay a higher deductible at claim time. Call Ken Payne at (804) 744-1056 or talk to them in Midlothian for an insurance review.

Frequently Asked Questions

• How can I find an agent in Midlothian?
• Does car insurance cost less if I get married?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?