Judith Simmons Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. Most companies in Otterville give discounts when you combine your policies with the same company. Call Judith Simmons Insurance at (660) 366-4281 or go to their location in Otterville to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Otterville?
• Why do I need liability insurance?
• What are minimum liability requirements in Missouri?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?