Juan Erazo

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Under no circumstances allow your home or auto policies to expire. You may find it very hard to get coverage reinstated and the rates could be considerably more than before.

Call Juan Erazo at (212) 234-2112 or visit them in New York to get an insurance review.

Frequently Asked Questions

• How can I find an agent in New York?
• Why do I need liability insurance?
• What are minimum liability requirements in New York?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?