John Ness Agency

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Never allow your home or auto policies to expire. You will find it difficult to get insurance again in Minnesota and policy premiums may be substantially higher than before.

Call John Ness Agency at (507) 375-5661 or visit them in St James to get an insurance review.

Frequently Asked Questions

• How can I find an agent in St James?
• Should I raise my deductibles?
• Can I drive on a suspended license in Minnesota?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?