Joel Rice Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that sell insurance in Hagerstown may give you savings of up to 20% or more when you combine your policies with the same company. Call Joel Rice Insurance at (301) 582-2636 or go to their location in Hagerstown to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Hagerstown?
• Should I raise my deductibles?
• What are minimum liability requirements in Maryland?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?