Joe Hernandez & Co

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Oxnard, talk to your agent about increasing the deductibles on physical damage coverage to save money Auto insurance is more affordable when you choose to pay slightly more at claim time. Call Joe Hernandez & Co at (805) 988-9670 or talk to them in Oxnard for insurance options.

Frequently Asked Questions

• How can I find an agent in Oxnard?
• Should I raise my deductibles?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• What is an SR-22 requirement?