Joe Ems Insurance Inc

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in St Petersburg, talk to your agent about increasing your comprehensive and collision deductibles to lower your rates Auto insurance is more affordable if you plan to pay slightly more at claim time. Call Joe Ems Insurance Inc at (727) 347-3515 or talk to them in St Petersburg for more information.

Frequently Asked Questions

• How can I find an agent in St Petersburg?
• Should I raise my deductibles?
• What are minimum liability requirements in Florida?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?