Jim Dougherty

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Car insurance rates are lower if you are willing to pay a little more out-of-pocket at claim time.

Call Jim Dougherty at (314) 427-1218 or talk to them in Overland for more information.

Frequently Asked Questions

• How can I find an agent in Overland?
• Should I buy home and auto insurance from the same company?
• Can I drive on a suspended license in Missouri?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?