Janet Hernandez

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

California car insurance rates, are constantly changing and it's a good habit to comparison shop rates at least once a year to make sure your rates remain a good deal. Call Janet Hernandez at (858) 675-2298 or talk to them in San Diego for an insurance review.

Frequently Asked Questions

• How can I find an agent in San Diego?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Is Allstate cheaper than State Farm?
• What is the difference between comprehensive and collision coverage?