James R Smith Agency

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

North Carolina insurance rates, are constantly changing so you need to comparison shop rates once a year or more in order to ensure the rates you are paying are still a good deal.

Call James R Smith Agency at (828) 254-3742 or visit them in Asheville for insurance options.

Frequently Asked Questions

• How can I find an agent in Asheville?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in North Carolina?
• Is Allstate cheaper than State Farm?
• How can I find cheaper car insurance for my teenager?