James F O'Toole Co

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

California insurance rates, are constantly changing so you need to comparison shop rates at every renewal in order to ensure the rates you are paying are still a good deal. Call James F O'Toole Co at (858) 546-4330 or visit them in San Diego for insurance options.

Frequently Asked Questions

• How can I find an agent in San Diego?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in California?
• Is Allstate cheaper than State Farm?
• How can I find cheaper car insurance for my teenager?