Jack Ray Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider packaging your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that offer coverage in Tennessee, and more specifically Humboldt, provide major savings when you combine your policies with the same company. Call Jack Ray Insurance at (731) 784-1431 or go to their location in Humboldt to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Humboldt?
• If I file a claim will my rates go up?
• What are minimum liability requirements in Tennessee?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?