J Wayne Smith Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive insurance agents cannot quote more than one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Insurance rates in Birmingham, are constantly changing and it's a good habit to compare rates at every renewal in order to ensure your current policy premiums are a good deal. Call J Wayne Smith Insurance at (205) 322-3325 or talk to them in Birmingham to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Birmingham?
• Why do I need an insurance agent?
• Who has the cheapest car insurance in Alabama?
• Is Allstate cheaper than State Farm?
• What is the difference between comprehensive and collision coverage?