J Smith Lanier & Co

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider combining your home and auto coverage together to get bigger savings. Most insurance providers that sell insurance in Waycross provide major savings if you combine policies with one company.

Call J Smith Lanier & Co at (912) 283-6490 or go to their location in Waycross for insurance options.

Frequently Asked Questions

• How can I find an agent in Waycross?
• Why do I need an insurance agent?
• How can I file an insurance company complaint?
• What should my deductibles be?
• What is an SR-22 requirement?