J Richard Garcia Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider combining your home and auto coverage together for additional discounts. Most companies that offer coverage in California, and more specifically San Jose, give discounts if you combine policies with one company.

Call J Richard Garcia Insurance at (408) 265-3663 or go to their location in San Jose for more information.

Frequently Asked Questions

• How can I find an agent in San Jose?
• Why do I need an insurance agent?
• How can I file an insurance company complaint?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?