J O Smith Agency Inc

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your physical damage deductibles to lower your rates Auto insurance is cheaper if you plan to pay a higher deductible at claim time. Call J O Smith Agency Inc at (225) 638-3571 or talk to them in New Roads for an insurance review.

Frequently Asked Questions

• How can I find an agent in New Roads?
• Why do I need an insurance agent?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?