J D Hibbs Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Albion, talk to your agent about increasing the deductibles on physical damage coverage to lower your rates Car insurance costs less if you are willing to pay slightly more at claim time. Call J D Hibbs Insurance at (641) 488-2277 or talk to them in Albion for insurance options.

Frequently Asked Questions

• How can I find an agent in Albion?
• Why do I need an insurance agent?
• What are minimum liability requirements in Iowa?
• Should I carry full coverage?
• What is an SR-22 requirement?