J Allen Hayes

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Consider packaging your home and auto coverage together to get bigger savings. Many insurance companies that offer insurance in California provide major savings when you combine your policies with the same company. Call J Allen Hayes at (408) 847-2440 or go to their location in Gilroy for insurance options.

Frequently Asked Questions

• How can I find an agent in Gilroy?
• Why do I need an insurance agent?
• What are minimum liability requirements in California?
• What should my deductibles be?
• What is an SR-22 requirement?