Insurance Factors

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing your physical damage deductibles to save money Auto insurance is more affordable if you are willing to pay a higher deductible at claim time. Call Insurance Factors at (808) 821-8899 or talk to them in Kapaa for an insurance review.

Frequently Asked Questions

• How can I find an agent in Kapaa?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?