Innovative Risk Service

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. You may find it very hard to get new coverage and the price you pay may be significantly higher than before.

Call Innovative Risk Service at (978) 740-8777 or visit them in Danvers to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Danvers?
• Should I raise my deductibles?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?