Howard Agency

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive insurance agents cannot quote more than one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

Insurance rates in La Jolla, are constantly changing so you need to price shop your policy every year or so to make sure your current policy premiums are a good deal.

Call Howard Agency at (858) 454-3130 or visit them in La Jolla to get an insurance review.

Frequently Asked Questions

• How can I find an agent in La Jolla?
• Should I raise my deductibles?
• Who has the cheapest car insurance in California?
• Is Allstate cheaper than State Farm?
• How can I find cheaper car insurance for my teenager?