Hottovy Agency

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing your physical damage deductibles to save on premiums Car insurance rates are lower if you plan to pay a little more before insurance kicks in at claim time.

Call Hottovy Agency at (320) 589-3305 or talk to them in Morris for an insurance review.

Frequently Asked Questions

• How can I find an agent in Morris?
• Should I raise my deductibles?
• Who has the cheapest car insurance in Minnesota?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?