Hot Spot Insurance Service

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing your physical damage deductibles to reduce your premiums Auto insurance is more affordable if you plan to pay a little more before insurance kicks in at claim time.

Call Hot Spot Insurance Service at (760) 721-5050 or talk to them in Oceanside for an insurance review.

Frequently Asked Questions

• How can I find an agent in Oceanside?
• Should I raise my deductibles?
• Who has the cheapest car insurance in California?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?