Homuth Kubicek Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the comprehensive and collision deductibles to lower your rates Car insurance rates are lower when you agree to pay a little more out-of-pocket at claim time. Call Homuth Kubicek Insurance at (507) 451-8406 or talk to them in Owatonna to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Owatonna?
• Should I raise my deductibles?
• Can I drive on a suspended license in Minnesota?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?