Hess Insurance

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. It may be impossible to get coverage reinstated and policy premiums may be significantly higher than before.

Call Hess Insurance at (320) 251-1515 or visit them in St Cloud to get an insurance review.

Frequently Asked Questions

• How can I find an agent in St Cloud?
• Does car insurance cost less if I get married?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?