Heaton Insurance

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in St Cloud, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance rates are lower when you agree to pay slightly more at claim time.

Call Heaton Insurance at (320) 251-0722 or talk to them in St Cloud for an insurance review.

Frequently Asked Questions

• How can I find an agent in St Cloud?
• Does car insurance cost less if I get married?
• What are minimum liability requirements in Minnesota?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?