Heart Of America HMO

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Under no circumstances allow your home or auto policies to expire. It may be quite difficult to get coverage reinstated and the rates could be considerably more than before.

Call Heart Of America HMO at (701) 776-5848 or visit them in Rugby to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Rugby?
• Does car insurance cost less if I get married?
• What are minimum liability requirements in North Dakota?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?