Hart Smith Co

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the comprehensive and collision deductibles to reduce your premiums Auto insurance is cheaper when you agree to pay a higher deductible at claim time.

Call Hart Smith Co at (770) 535-6645 or talk to them in Gainesville to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Gainesville?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?