Harmony Insurance Service

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

Consider combining your home and auto coverage together to save more money. The majority of insurance companies in Santa Barbara provide major savings if you combine policies with one company.

Call Harmony Insurance Service at (805) 569-3624 or go to their location in Santa Barbara for an insurance review.

Frequently Asked Questions

• How can I find an agent in Santa Barbara?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What should my deductibles be?
• How can I find cheaper car insurance for my teenager?