Harding Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

California car insurance rates, are constantly changing and you should compare rates at every renewal in order to ensure your rates remain a good deal. Call Harding Insurance at (760) 944-1510 or go to their location in Carlsbad for an insurance review.

Frequently Asked Questions

• How can I find an agent in Carlsbad?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Is Allstate cheaper than State Farm?
• What is an SR-22 requirement?