Hank Terrell Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider combining your home and auto coverage together to get a multi-policy discount. Most insurance providers that offer coverage in California, and more specifically Santa Barbara, give discounts if you combine policies with one company.

Call Hank Terrell Insurance at (805) 966-3157 or go to their location in Santa Barbara to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Santa Barbara?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?