Hal Horowitz Assoc

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Auto insurance is more affordable when you choose to pay a little more out-of-pocket at claim time.

Call Hal Horowitz Assoc at (516) 379-0022 or talk to them in Merrick for insurance options.

Frequently Asked Questions

• How can I find an agent in Merrick?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in New York?
• Should I carry full coverage?
• What is an SR-22 requirement?