HDS

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the comprehensive and collision deductibles to save on premiums Car insurance rates are lower if you plan to pay a higher deductible at claim time.

Call HDS at (808) 521-1431 or talk to them in Honolulu to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Honolulu?
• Does car insurance cost less if I get married?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is the difference between comprehensive and collision coverage?