HCC Indeminty Guaranty

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in New York, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance costs less if you are willing to pay slightly more at claim time.

Call HCC Indeminty Guaranty at (212) 326-9320 or talk to them in New York for insurance options.

Frequently Asked Questions

• How can I find an agent in New York?
• Does car insurance cost less if I get married?
• What are minimum liability requirements in New York?
• Should I carry full coverage?
• What is an SR-22 requirement?