H B Cowan & Co

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Shelbyville, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Car insurance rates are lower if you are willing to pay slightly more at claim time.

Call H B Cowan & Co at (931) 684-3323 or talk to them in Shelbyville for more information.

Frequently Asked Questions

• How can I find an agent in Shelbyville?
• Why do I need an insurance agent?
• What are minimum liability requirements in Tennessee?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?