Guardian

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Under no circumstances allow your home or auto policies to expire. It may be impossible to get insurance again in New York and policy premiums may be considerably more than before. Call Guardian at (212) 901-1953 or visit them in New York for more information.

Frequently Asked Questions

• How can I find an agent in New York?
• Why do I need liability insurance?
• What are minimum liability requirements in New York?
• What are car insurance deductibles?
• Why are premiums so high after a bankruptcy?