Gardner Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents are limited to a single company's rates
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

California car insurance rates, are constantly changing so you need to price shop your policy once a year or more in order to ensure your rates remain a good deal.

Call Gardner Insurance at (760) 720-7277 or visit them in Carlsbad for an insurance review.

Frequently Asked Questions

• How can I find an agent in Carlsbad?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Is Allstate cheaper than State Farm?
• How can I find cheaper car insurance for my teenager?